Carson Valley Real Estate, Christianne Gordon, Stephen Orear, RE/MAX Realty Affiliates, Affordable Homes in the Carson Valley | Carson Valley Real Estate, Gardnerville Homes, Carson City real estate

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Featured Listings

981 Wintergreen
Beds: 4 Baths: 2
Garage: 2 Sq. Feet: 2,512
Price: $429,900

577 Leealan
Beds: 4 Baths: 4.5
Garage: 6+ Sq. Feet: 4,192
Price: $1,299,900

Dayton NV Homes
210 Meadowood Court
Beds: 3 Baths: 2
Garage: 2 Sq. Feet: 2,472
Price: $229,900

Carson City Homes
908 Valley Crest
Beds: 3 Baths: 2
Garage: 2 Sq. Feet: 1,601
Price: $199,900

Carson Valley Homes
614 Patricia Court
Beds: 3 Baths: 2
Garage: 2 Sq. Feet: 1,524
Price: $164,900

Carson Valley Homes
1429 Sally Lane
Beds: 3 Baths: 2
Garage: 2 Sq. Feet: 1,438
Price: $164,900

Carson Valley Homes
1188 Mill Creek Circle
Beds: 3 Baths: 2
Garage: 2 Sq. Feet: 1,296
Price: $154,900

7395 Pah Rah Drive
Beds: 3 Baths: 2
Garage: 2 Sq. Feet: 1,412
Price: $119,900

Dayton NV Short Sales
5296 Bentgrass Drive
Beds: 3 Baths: 2
Garage: 3 Sq. Feet: 1,400
Price: $129,900

Sparks Short Sales
360 Blue Skies
Beds: 3 Baths: 2
Garage: 2 Sq. Feet: 1,500
Price: $147,000

Carson Valley Homes
1310 Aylesbury Court
Beds: 3 Baths: 2
Garage: 2 Sq. Feet: 1,512
Price: $174,900

Carson Valley Homes
1200 Esther Way
Beds: 5 Baths: 2
Garage:2 Sq. Feet: 1,968
Price: $195,000

1462 Garden Glen Court
Beds: 2 Baths: 2
Garage: 2 Sq. Feet: 1,285
Price: $265,000

2947 Hot Springs Road
Beds: 3 Baths: 2
Garage: 3 Sq. Feet: 1,714
Price: $339,900

2443 Hunt Circle
Beds: 4 Baths: 3.5
Garage: 6+ Sq. Feet: 3,509
Price: $424,900

1213 Foothill Road
Beds: 3 Baths: 2
Garage: 2 Sq. Feet: 1,706
Price: $425,000

1557 High Pointe Court
Beds: 4 Baths: 3.5
Garage: 6+ Sq. Feet: 2,235
Price: $424,900

740 Marron Way
Beds: 4 Baths: 2 full / 3 half
Garage: 3 Sq. Feet: 3,944
Price: $461,900

Affordable Homes in the Carson Valley Under $250,000!
Thursday, April 2nd, 2009

What makes a home affordable? One opinion could be simply whether a prospective buyer can afford to purchase the home based on his or her individual finances.

Before the market went crazy in 2003, there was a formula to determine whether or not a person could afford a home. Lenders strayed from this formula (for reasons I will not endeavor to explain here) but the good news is, the basic formula and idea of how to determine a person’s affordability index is back!

What is affordable? The tried-and-true rule involves just a couple of ratios. The first is your debt-to-income ratio which should be no more than 36%. When figuring your housing payment-to-income ratio, it should be between 28% and 33%.

Using the calculator above, you can determine what your payment would be, and then determine whether it falls within your housing payment-to-income ratio. Don’t forget that you’ll need to include property taxes and insurance in your payment amount when figuring your ratio.

Just in case you thought there weren’t very many affordable homes in the Carson Valley, we’ve included links to homes under $250,000 with 3+ bedrooms.

Affordable Homes in Gardnerville under $250,000 with 3+ bedrooms

Affordable Homes in Minden under $250,000 with 3+ bedrooms

To conduct a search of your own, simply click the Search MLS Listings below. Interest rates are low, and prices are the lowest they have been in the better part of a decade.

The market is changing and buyers are coming from surrounding states and out of town to take a closer look at the Carson Valley. Isn’t it time you should, too?

Attention Default Servicers

Contact our team today to help you divest your Northern Nevada REO properties. To see our list of REO certifications, Areas of Coverage and our REO resume, click here.

Carson Valley Communities

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· Johnson Lane
· Chambers Field
· Genoa
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